If the husband and I were animals, we’d be sloths. Not because we make Kristen Bell sob big weeping tears of joy every time she sees us, but because we are sofreakinglazyohmygosh.
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Don’t get me wrong. The husband works really hard at work. And I work really hard at pretending to work really hard. It’s just that there are some things we don’t do. Things that we really, really need to do, but require, like, three steps and probably twenty whole minutes and who has time for that when there’s Redneck Island to be watched?
Case in point? Our checking account with The Bank That Must Not Be Named. For the last three years, we’ve had, like, four dollars in an account that we’ve been meaning to close for years but our penchant for avoiding Very Important Things kinda got in the way. Every time we’d get a statement or letter from The Bank That Must Not Be Named, no doubt telling us we’ve overdrawn our account and owe four kajillion dollars, we’d throw it under a couch cushion (it’s much easier to ignore your responsibilities when you sit on them) and return to watching hillbillies named Bucket guzzle backwash beer (true story).
The husband finally decided to open one of these letters and read something about OVERDRAFT and then we promptly started sobbing and held each other because, OMG that sounds scary, what does it mean?
|Where is Zack Morris when you need him?|
Two days later we decided to act like the adults we try so hard never to be and headed on over to The Bank That Must Not Be Named.
Me: We could owe money.
The husband: I know.
Me: Like a lot of money.
The husband: I know.
Me: What are we going to do?
The husband: We’ll just have to pay it. We’re going to have to face the consequences of avoiding our responsibilities.
He sounded all confident and adult-y but he had this scared, shaky-eyed look, like when you corner a rat in your house and it doesn’t know where to go, so it just pings off your walls until it knocks itself out. (Not that I’ve ever had a rat in my house. I did have rats in the office building I worked in for four years. Come to think of it, they never looked cornered and panicked when you happened upon them. They’d briefly pause their casual sauntering, look at you like what the hell are you doing here, and then saunter away.)
It’s amazing the tactics a bank will employ when they are about to lose a customer. We took a seat in the lobby and a lady came over to sign us in. She was all, how can I help you? You look beautiful today. Can I get you some coffee infused with diamonds and unicorn tears?
Us: We want to close our account.
Her: Oh. Well in that case, there is someone ahead of you in line. He’s not here right now and we don’t know when he’ll be back, but I’m sure we’ll be able to help you soon.
I kid you not, she actually said that.
The man-who-does-not-actually-exist never returned from wherever he never went (shocking, I know) and eventually we were helped. The woman immediately tried to lay on the guilt, to which I was all, are you kidding me lady? You want to use guilt to get me to do something? I’m Italian. We invented guilt. Trust me on this, you do NOT want to go toe to toe with the Guilt Master. I will chew you up and spit you out.
Which is exactly what I did ten minutes later when she just Would. Not. Shut. Up. I detailed every horrible, nightmare, pain in the ass thing that happened while banking with The Bank That Must Not Be Named, and concluded by comparing the whole experience to a bad relationship. “Sometimes you just gotta call it quits.”
She turned a little pale and stopped talking, but just couldn’t help making one final remark. “Well, if things don’t work out with the other bank, consider giving us a try again.”
I just smiled sweetly in response, because I don't argue with idiots and also? Seriously? That’s like someone telling you to hit yourself in the head with a hammer again cuz maybe this time it won’t hurt even though each of the last fifteen blows to your bloody skull made you wish for death.
Thanks, but no.
I can’t tell you how liberating it was walking out of that bank knowing the account was closed and we would never have to hide statements under couch cushions again. It almost made us want to turn over a new leaf. To reject our slothy ways and face adult-hood head on.
You see, instead of owing money, the bank gave us money. Way more than the four dollars we thought we had. So as great as it felt to accomplish a long-overdue task, the lesson we really learned is this: shirking responsibilities pays. Literally.
J Day: I'm sure there were parents who, on the way home, had to field questions such as, "Mommy, why was that one lady on to of the other lady? Were they playing a game?"